Privacy Policy – VR Seguros (United States)
Last updated: August 8, 2025
Scope: This Privacy Policy applies to all users residing in the United States.
1. Who We Are
Website: https://www.vrseguros.com
Company Name: VR Seguros
Address: 66 W Flagler St Suite 900, Miami, FL 33130, United States
Email: vrseguros@gmail.com
Phone: (305) 450-4022
We are an insurance services company that provides life, health, and related insurance products to customers in the United States.
2. What Personal Data We Collect and Why We Collect It
We may collect the following types of data from you:
Personal Information: Name, email address, phone number, physical address, date of birth, and other information you voluntarily provide.
Account Information: Login credentials (if applicable) and account preferences.
Transactional Data: Records of purchased insurance products or services, payment history, and billing details.
Technical Data: IP address, browser type, operating system, cookies, and usage information.
Sensitive Data: Certain insurance applications may require health-related information to process coverage eligibility.
Why we collect this data:
To provide and deliver insurance services.
To respond to inquiries and process claims.
To comply with legal and regulatory requirements.
To improve our website and customer service.
For marketing purposes when explicit consent has been given.
3. Comments
If visitors leave comments on our website (e.g., on blog posts), we collect the data shown in the comments form, the visitor’s IP address, and browser user agent string to help detect spam.
4. Media
If you upload images to the website, please avoid uploading images with embedded location data (EXIF GPS), as visitors to the website can download and extract location data from images.
5. Contact Forms
When you submit a contact form, we collect your name, email address, phone number, and any message content. We retain contact form submissions for up to 12 months for customer service purposes and do not use the information for unsolicited marketing unless you have opted in.
6. Cookies
Our website uses cookies to:
Maintain site functionality.
Remember your preferences.
Analyze website traffic (via analytics tools).
Enable marketing and social media sharing features.
For detailed information, please see our Cookie Policy.
7. Analytics
We use Google Analytics to collect anonymous usage statistics to improve our website performance. You may opt out by disabling cookies in your browser or using Google’s opt-out browser add-on. For more information, see Google’s Privacy Policy.
8. Who We Share Your Data With
We may share your data with:
Service Providers: Hosting, email delivery, and marketing automation providers.
Payment Processors: To complete transactions.
Insurance Partners: For underwriting and policy management.
Legal Authorities: When required by law or regulation.
We do not sell your personal data to third parties.
9. How Long We Retain Your Data
Contact form submissions: up to 12 months.
Analytics records: up to 24 months.
Insurance-related records: up to 10 years or as required by law.
Customer account data: until account closure or as legally required.
10. Your Rights Over Your Data
You have the right to:
Request access to the personal data we hold about you.
Request correction or deletion of your data.
Object to certain types of processing.
Request a copy of your data in a commonly used format.
To exercise these rights, contact us using the information in Section 1.
11. Where Your Data Is Sent
Your data may be transferred to and stored on servers located outside of your state or country, including in the United States. When applicable, we ensure that transfers comply with relevant data protection laws.
12. How We Protect Your Data
We implement security measures such as:
SSL/TLS encryption for data transmission.
Secure server hosting.
Limited access to personal data by authorized personnel only.
Regular security audits and employee training.
13. Data Breach Procedures
In the event of a data breach, we will:
Notify affected users and relevant authorities within the legally required timeframe.
Investigate the breach and take corrective action.
Maintain breach records as required by law.
14. Third-Party Data Sources
We may receive information from third parties, such as insurance carriers or affiliates, in order to process applications, verify eligibility, or improve our services.
15. Automated Decision-Making and Profiling
We do not engage in automated decision-making or profiling that produces legal or similarly significant effects on individuals without human involvement.
16. Industry Regulatory Disclosure Requirements
As an insurance provider, we comply with applicable U.S. state and federal regulations governing the handling of personal information, including HIPAA where applicable for health-related data.
